1. SERVICES PROVIDED
Shaktiliving LLC offers services rooted in wellness, tantra education, intimacy coaching, sexual polarity, spiritual practices, retreats, and online courses. These services are educational and not a substitute for professional medical, psychological, or legal advice.

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2. ELIGIBILITY
You must be 18 years or older to use our Services. By using our Services, you affirm that you are at least 18 years of age and fully able to enter into legally binding agreements.

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3. PAYMENTS & REFUNDS
All purchases are final unless otherwise stated in writing. We do not offer refunds on coaching sessions, digital products, courses, or retreat deposits unless explicitly specified. Payment plans, if offered, must be completed in full. Failure to make payments on time may result in removal from the program or access restrictions.

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4. CANCELLATIONS
You may cancel ongoing memberships or subscriptions by following the appropriate procedures on the platform (e.g., Skool, Patreon, or Stripe). Please note that cancellation does not constitute a refund of past payments.

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5. INTELLECTUAL PROPERTY
All content, including course materials, videos, documents, meditations, and branding, is the intellectual property of Shaktiliving LLC. No content may be copied, reproduced, shared, or distributed without express written permission.

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6. USER CONDUCT
By using our Services, you agree to engage respectfully within our communities and programs. Harassment, hate speech, disruptive behavior, or inappropriate content will result in removal and a possible ban from future services.

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7. PRIVACY
We respect your privacy. By using our Services, you consent to our collection and use of your information as described in our Privacy Policy. Your data will never be sold.

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8. DISCLAIMER
Our Services are for personal growth and educational purposes. Results vary and are not guaranteed. You are solely responsible for your decisions, actions, and results.

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9. LIMITATION OF LIABILITY
Shaktiliving LLC is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services. Our liability, if any, is limited to the amount paid by you for the Services.

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10. MODIFICATIONS TO TERMS
We may update these Terms at any time. Continued use of the Services after changes constitutes acceptance. Please check back regularly.

11. GOVERNING LAW
These Terms shall be governed by the laws of the State of California, without regard to conflict of law principles.

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12. CONTACT
If you have any questions or concerns, please contact us at:

Email: shaktilivingjg@gmail.com
Business Address: 1030 Campanile, Newport Beach, California, 92660

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Thank you for choosing Shaktiliving LLC.